17 November 2022

What are the Financial equirements for a UK Fiance Visa?

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Similar to the UK spouse visa, the person applying for the Fiance visa also has to satisfy certain financial requirements. Under the Family visa scheme, there are several subcategories including spouse visa, fiance visa, and unmarried partner visa to unite families.

No matter what family visa subcategory are you applying for, the applicant must meet stringent requirements to get permission to enter and stay in the UK within the Immigration Rules set out in Appendix FM. Failure to meet the financial requirements results in the refusal of the Fiancé visa application by the Home Office.

The Financial Requirements

This visa category is for foreign nationals engaged with British citizens or persons settled in the UK. It is usually granted for 6 months for the visa holder to get married or enter a civil partnership. Later, they can switch to a spouse visa to stay for an extended period and eventually obtain ILR.

Generally, the person applying for the fiance visa must meet the minimum income threshold. In addition, the applicant must demonstrate that they can maintain themselves adequately without seeking UK public funds. Being a non-permanent resident, the person is prohibited from taking recourse to public funds.

To be eligible for the Fiance visa, the applicant must meet the following financial requirements:

  • In case there are no children involved, the applicant or their partner can meet the minimum income threshold by demonstrating that their gross income is at least £18,600 per annum;
  • If the couple has a child, prove that you have an additional £3,800, increasing the minimum income requirement to £22,400;
  • If the couple has two dependent children, an additional £2,400 each is needed for the second child or any subsequent children, the financial requirement to meet will be £24,800;

Ways to meet Financial Requirements for a Fiance visa

The financial requirement can be satisfied in various ways including the following sources of funds:

  • Salary received through employment or self-employment
  • Rental income
  • Investment in stocks and shares
  • Pension payments
  • Savings

Whether the person is relying on gross annual income or cash savings, they must declare the source of income or cash savings at the time of submitting the application.

The adequate maintenance and accommodation alternative

Sponsors receiving the below public funds may be able to rely on the alternative adequate maintenance and accommodation method of satisfying the financial requirement:

  • Disability living allowance
  • Severe disablement allowance
  • Armed Forces Independence Payment or Guaranteed Income Payment
  • War disablement punishment
  • Carers allowance and attendance allowance
  • Police injury pension
  • Mobility Supplement
  • Industrial injury disablement benefits

Applying for a Fiance visa

After satisfying the financial and other eligibility requirements, the applicant will be granted leave to enter and stay in the UK for 6 months. If the applicant is unable to meet the minimum income threshold, they can ask the Home Office officials to consider exceptional circumstances.

Under exceptional circumstances, the applicant can argue that the refusal of the application would be a breach of human rights. Considering the evidence and the financial situation of the applicant and their partner, the Home Office may accept or refuse the application.

Disclaimer:

The information in this blog is for general information purposes only and does not purport to be comprehensive or to provide legal advice. Whilst every effort is made to ensure the information and law is current as of the date of publication it should be stressed that, due to the passage of time, this does not necessarily reflect the present legal position. Connaught Law and authors accept no responsibility for loss that may arise from accessing or relying on information contained in this blog. Please don’t hesitate to contact Connaught Law for formal advice on the current law. Legal advice is only provided pursuant to a written agreement, identified as such, and signed by the client and by or on behalf of Connaught Law.

About the Author

Awais has an extensive experience of advising high net-worth individuals on all types of immigration matters, ranging from investor and entrepreneur visa applications to appeals and judicial reviews in the Immigration Tribunal and the High Court.

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